Full-Coverage Comprehensive Business Insurance

Cyber Insurance

When you’re going into business, you’re entering one of the most stressful periods of your life. There’s a lot you have to worry about, and anything you can do to lessen that burden is going to be a positive step moving forward. Take the time to learn what kinds of insurance can make this endeavor a little less stressful for you and your family. 

Starting and Running a Business Is a Risk

Insurance Brokers

No matter how you slice it, the fact is that starting a new business is a big risk. It’s hopefully a risk that pays off, but it’s one that you’re going to have to accept if you choose to go into business for yourself. Luckily, there are ways that you can help protect your investment. You need to look into comprehensive business insurance to make sure that you’re fully covered in the event of a catastrophe. You may feel a bit lost when it comes to acquiring this insurance, so you’re going to want to get help.

How Can I Get the Insurance Benefits That I Require?

Once you decide that you need insurance, it’s time to find someone who can help you out. An independent insurance broker will be able to see the areas where you are vulnerable and help you get the coverage you need. They’ll know exactly what you’re missing and be able to get you a great deal to plug those holes. You want to rest easy knowing that you’re as covered as you can be, and the last thing you need is an unforeseen gap causing you issues. 

Once you decide that you’re ready for comprehensive business insurance, you’ll need to find a broker you can trust. Our independent insurance brokers are up to the task. Check out our website to see how Prince Insurance can help you find peace of mind.

Life Insurance for Extreme Sports Enthusiasts

Life Insurance

Colorado is a great place to be if you love outdoor adventures. With millions of acres of rugged terrain, it’s a year-round wonderland for extreme sports enthusiasts. However, there is also no shortage of risks, so if you enjoy living life on the edge, talk to our agents about life insurance.

Whether you enjoy mountain biking on Rocky Mountain trails or taking in incredible views while hang-gliding, there’s always an adventure to be had in this beautiful state.   

Part of the excitement of extreme sports is the risk factor. But it’s important to have a plan in place should something go wrong while adventuring in the outdoors.   

Life Insurance

Consider the Financial Security of Your Family

If you have a spouse, children, elderly parents, or any other dependents who rely on you financially, you’ll want to invest in their future should something go wrong. 

Life insurance can protect your family upon your passing. It can be used to make sure that your loved ones have everything they need to have a safe and financially secure future, even when you are gone. 

What Does Life Insurance Cover?

Having a life insurance policy means your family won’t be left in a bad financial situation when you pass away. Some of the things that life insurance covers are:

  • Burial expenses: Funerals cost a lot of money, and you don’t want to burden your family with this huge expense when you pass. 
  • In-home labor expenses: Your family might need help with things like cooking and cleaning when you are no longer there to look after them. 
  • Family living expenses: You want to be sure that your family has everything they need to be financially comfortable without your support. 
  • Children’s college expenses: Life insurance makes sure your children’s futures are full of opportunity. 
  • Mortgages: Make sure your family is left with enough money to keep your home. 
  • Student loans: A life insurance policy will ensure that your loved ones aren’t burdened by your debt. 

Contact a Prince Insurance Broker about life insurance

Having a life insurance policy allows you to enjoy all of the physical extreme sports that Colorado has to offer – while knowing that your family is protected. Prince Insurance group can help you find the best life insurance for your lifestyle and needs – with flexible options and unbeatable service. Contact us today!

Why Every Homeowner Needs Insurance

No homeowner wants to think about the possibility of facing a disaster, but the fact is the unexpected occurs in even the most well-maintained homes.

Regardless of whether you’re a new homeowner or have lived in your current house for years, you’re probably aware that your house is likely to suffer from typical wear-and-tear or unforeseen circumstances. Even if you’re not currently in the market to buy insurance, you should at least be aware of the benefits that home insurance can provide.

Protect Your Home

If you want to get the best home insurance rates you can, it’s important to know exactly what your policy covers. Home insurance protects the structure that houses your belongings and protects you and your family from any damage or destruction that comes to your home. This is done by a combination of providing coverage for you and your home and providing coverage to your belongings if an accident does occur.

Can you pay cash for your home? Some people might be able to. However, what happens when you need to protect this investment? Do you have the money to pay for major damage to that home? Do you have the funds to replace all the possessions inside it? This is why you need home insurance — it’s one thing to be able to buy your home. It’s quite another to have to replace it and all your belongings, or to protect the people in your home.

Your home is your most important asset. Keep it insured with the right home insurance.

Protect Your Family

Home insurance protects against fire, smoke, wind, theft, flood, and other disasters that can occur in and around your home. It also covers your liability for injuries that occur on your property. But what most people don’t realize is that your home insurance policy also protects everyone living in the home (your family) and all of your visiting friends and family. If someone is hurt on your property, you are liable for their medical bills and compensation for their lost wages. Protect yourself and your home by taking the time to compare home insurance plans available in your area with your insurance agent.

Contact Prince Insurance to speak with an insurance agent about home insurance and to receive a quote.

Why You Should Never Buy Insurance On Price Alone

We all want to save money, especially when it comes to paying for insurance. Every car owner knows that they need it to drive legally. And when it comes to your home, you always hope the day will never come when you need it. The temptation is to use price as the only factor to determine which insurance broker to chose. And yet, as we’ve seen, it’s not the best way to go. This is why finding the best insurance shouldn’t be decided based on price alone.

Finding the Best Insurance

You can’t know what you don’t know. This adage, which holds true in many aspects of our lives, is especially true when it comes to insurance. When it’s time to find the best insurance for you, it pays to educate yourself on the different types of policies and insurance companies out there. The more you know, the more likely you are to find a policy that meets your needs and fits your budget.

Discussing your options with an insurance broker is the best way to make sure you’re getting the right coverage.

Potential Consequences of Getting the Wrong Insurance

If you are looking for cheap insurance, be careful. If an insurance company is very inexpensive, it might not be able to provide you with the same level of service as a more reputable company. Cheap insurance can also be a sign of a company that is not financially stable. If you choose a plan with major omissions and drawbacks, you could face serious financial consequences. For example, in the event you are at fault in an auto accident, if your insurance doesn’t cover the cost, you may be sued for the remainder. You should always do your research before getting cheap insurance. Insurance should be a safety net, not a risk.

Make sure you’re finding the best insurance for your needs. Contact an insurance broker at Prince Insurance today for a quote.

Understanding Comprehensive Insurance

You’ve probably had the same policy coverage for years. You may have home, auto, and life insurance because your parents or your first employers encouraged you to sign up. But life changes. You may now have a new business, children, and new property that need protection. Comprehensive insurance is a smart strategy to protect what’s most important to you. Most policies don’t cover the small things—but the small things are often the most important. Here’s what you need to know.

Understanding Comprehensive Insurance

There are some situations that you might not be personally covered under. For instance, if you get very sick and have to pay high healthcare bills, would they be able to seize your personal possessions? If you’re working from home and someone steals your identity, do you have coverage for online fraud? Comprehensive insurance can help cover you in all the in-between situations that normal policies won’t cover. After all, we’re living in unprecedented times. Risks are high, and it’s up to you to assemble a suite of insurance coverage that works for your specific life. Don’t accept generic policies. Look for comprehensive insurance that is customized for you as an individual.

a person wearing a smart watch driving on a rainy road
Protect yourself anywhere and everywhere with comprehensive insurance.

Do I Need Comprehensive Insurance?

You might need additional types of coverage if you have exciting hobbies or if you’re particularly vulnerable to risk. For instance, you might get recreational vehicle coverage or jewelry protection. Your farm might need structural protection or crop insurance. A Prince Insurance broker can help you review your existing coverage to find the places where you might be missing protection. Plus, you could discover that bundling actually gives you more coverage at a better price.

Comprehensive insurance can help you live boldly and sleep peacefully, knowing that you have the protection you need. Ready to get a quote? The Prince Insurance team is friendly and ready to help.