Useful resources for Bar Insurance, Tavern Insurance, and Brewpub Insurance.
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The recipe to run successful bar consists of mixing passion and profitability. It is a concept Colorado bar owners understand all too well. At Prince Insurance Group, we are enthusiastic to tap into this industry, brewing adequate and affordable insurance packages for bars, taverns, and brewpubs.
To gain insight into coverage cooked up specifically for this industry, please contact an agent or request a quote.
Some of the bar insurance coverage options on the menu include, but are not limited to:
- Liquor Liability
- Assault and Battery
- Special Event Liability
- Equipment Breakdown
- Cyber Liability
- Crime Insurance
- Employment Practices Liability Insurance (EPLI)
- General Liability
- Property Insurance
- Business Income
Whether considering equipment breakdown, liquor liability, or employee slips and falls, exposure to risk is prevalent for a dram shop. Our comprehensive bar insurance program was designed with these risk exposures in mind, and can be customized to meet the needs of your operation through a packaged policy.
We begin brewing up coverage by reviewing your business model to determine requirements. Together, we will walk through your operations to better understand the flow of your business – from open to close.
Our agents can also share additional offerings from our business insurance program, such as commercial general liability coverage, commercial auto insurance, and workers compensation.
We can relate to the passion bar owners associate with their business endeavor. After all, the feeling is probably like the passion we display when developing fitting insurance protection.
Even after protection is poured, our agents continue monitoring policies produced, confirming accuracy and cost effectiveness. From site visits to open lines of communication, we are prepared to go above and beyond to safeguard your business from loss. If questions arise regarding non-audit services, sub-limits, or liquor insurance as a whole – just ask an agent. We’re here to assist.
Prince Insurance Group helps find the right insurance for you and your needs.
Affordable
Our team works with you to find the most affordable options for your situation.
Flexible Options
Our products are flexible and we work to find insurance specific to your needs
Common questions about Bars/Restaurants Insurance
Get quick answers to some of the most asked questions about bars and restaurants insurance. If you have additional questions, please contact us.
How can I purchase insurance for my restaurant, bar, or pub?
Companies in the bar, restaurant, and pub industry will widely vary. When selecting a suitable insurance policy (as well as a quote that accommodates your needs), we’ll schedule a meeting with you for the sake of finding out more information about your business. One of our commercial brokers will have a conversation with you in order to evaluate what your insurance needs are.
Insurance quotes: do they have an expiration date?
Most insurance quotes tend to be valid for a full month. With that said, this period can differ based on the quote and insurance involved. Any validity periods that are quoted to you will be confirmed.
If a quote is not accepted within a certain validity period, then your insurance requirements will have to be reassessed for the sake of establishing an all-new quote. It might not be the same as the initial one, and will be based on insurance market changes.
Annual turnovers: what should you be mindful of?
Insurance premium costs can significantly vary. One key factor for an insurance firm offering coverage involves understanding how big your business is, what type of business it conducts, and any risks it potentially faces. Before you are given a quote, insurance underwriters likely will ask what your yearly turnover is. This information should be put together before you get in touch with our company.