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General Liability Insurance
As a business owner, you could potentially be affected by any number of claims. To safeguard your business from claims such as bodily injury, property damage, or personal injury originating from your business services, operations or employees, you need commercial general liability insurance.
Crucial Coverage for Contractors and Small Business Owners
Different sizes of business require different levels of insurance coverage. If you’re a contractor or small business owner, commercial general liability insurance will make sure your livelihood is covered from lawsuits and liability risks. It is also linked to negligent acts that are non-professional.
Let’s say a customer visiting your office falls and hurts themselves on your property. In this instance, general liability insurance will help cover resulting legal fees and medical costs relating to the accident. Commercial general liability insurance is tied to “third-party” claims (such as a claim from the customer in this scenario).
Commercial general liability insurance can be also be connected to the following forms of coverage:
- Casualty coverage
- Fire legal liability
- Premises liability
- Premises medical
- Products and completed operations
Find the Right Protection for Your Business
Like all insurance, commercial general liability insurance can be a nuanced matter. Depending on the coverage, it can also protect against personal and advertising injury (such as libel, slander, false affect, wrongful eviction and other matters relating to your business), as well as damage to electronic data.
Make sure your liability coverage fits your level of exposure by getting a commercial general liability coverage policy through Prince Insurance Group. Reach out to an agent or request a quote now to learn more about how commercial general liability insurance can help you.