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Peace of Mind for Businesses On the Road.
Prince Insurance Group understands the value of your commercial vehicles and the employees who drive them. From trips across the country to local deliveries and promotions, your mobile business fleet takes on the open road to keep operations running smoothly – but accidents do happen.
Download Commercial Auto Insurance resources.
To prevent losing your hard-earned revenue due to an auto accident, you’ll want to ensure that your vehicles, products, and drivers are insured in the event of property or vehicle damage, bodily injury, legal costs, and more. With Commercial Auto Insurance from Prince Insurance Group, we’ll work with you one-on-one to create a customized policy that may include:
- Bodily Injury Liability
- Medical Payments
- Personal Injury Protection (PIP) Coverage
- Comprehensive Coverage
- Collision Coverage
- GAP Coverage
- Uninsured and Underinsured Motorist Coverage
Additional options like Bailee Coverage are available if needed. Bailee Coverage insures property loss or damage when in your company’s care, control, or custody – for example: product protection for items on a semi or delivery truck.
Since Commercial Auto Insurance coverage varies, it’s important to discuss your business’s options with a specialist at Prince Insurance Group who can help you determine the proper amount of coverage for all your commercial needs.
Auto Insurance is an essential financial decision that will keep your business covered. The next time your fleet takes the road, make sure it’s protected with Commercial Auto policy from Prince Insurance Group.
Common questions about Commercial Auto Insurance
Get quick answers to some of the most asked questions about commercial auto insurance. If you have additional questions, please contact us.
What is it?
Commercial automobiles can be described as vehicles driven for business reasons. Commercial vehicle insurance – a.k.a. commercial auto insurance, business auto insurance, and/or business car insurance – is a policy that safeguards vehicles used for business purposes.
What automobiles are covered by it?
Commercial auto insurance can cover all sorts of vehicles – including your personal one – if you deliver fruits and vegetables to the community farmer’s market, or one of your trucks is used for construction purposes in a related business, among other scenarios. Here are the types of vehicles it covers:
- Catering trucks.
- Refrigerator trucks.
- Dump trucks.
- Food trucks.
- Box trucks.
- Pickup trucks.
- Cargo vans.
Who needs commercial auto insurance?
Commercial auto insurance can be convenient for all sorts of reasons, including the following:
- You are a contractor that transports tools from your vehicle.
- A vehicle is used to move goods from one place to another.
- You run a catering business or drive a type of food truck.
Without business insurance coverage like this, you are risking your business and can wind up losing thousands. If an accident were to transpire, the expenses will add up. You will need to replace your automobile or repair it, as well as cover the costs that anybody else involved with the accident suffered. Medical expense costs for you, your passengers, and/or other motorists that were injured can accumulate very fast. Factor in property damage, potential lawsuits, or a fatality from an injury, and the costs you could face will be astronomical.