Do Pets Affect a Homeowners Policy?

Not only do you need to consider your family when you’re updating your insurance policies, but you should also take your pets into account. Your dog, cat, or bird may leave messes around the house or cause damage to your/floor carpet. Worse than that, your pet may injure a guest on your property, potentially leading to lawsuits or unforeseen medical expenses you may have to cover. 

Just in case your pet gets carried away, it helps to have some comprehensive pet liability insurance to turn to when you need it most. 

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What Does Pet Liability Insurance Cover?

Pet liability insurance protects you in the event your pet snips, bites, or injures a guest on your premises. Failure to inform your insurance provider about your pets and any mishaps they cause around the house can negatively affect your insurance coverage and claims, making them costlier. 

Furthermore, pet liability insurance provides you with financial coverage for medical and/or legal expenses if your pet injured a guest following an attack. This saves you from paying a lot of money out of pocket to cover the damages. And, this type of insurance policy protects you whenever your dog digs up the neighbor’s property or damages it in another way. 

How Do Pets Affect Your Home Insurance?

Your home insurance policy doesn’t cover pet damage to carpet or your hardwood floor. Plus, it only covers injuries to others that live outside your home, including visiting family members and guests. It doesn’t cover injuries to people residing in your home. 

Damage caused by dogs is one of the leading insurance headaches for homeowners. By investing in valuable pet liability insurance, you cover yourself from the repercussions of your pet’s actions.

Err on the side of caution and protect yourself from disaster by investing in our pet liability insurance today. Secure yourself a free quote to get started. 


Important Insurance Policies Everyone Should Have

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Insurance policies are the safety nets that protect you in the event of a disaster or even death, ensuring you and your family receive the financial coverage you deserve. Your life, your assets, and your family’s future depend on these policies. 

You never know what unexpected events can happen in life. By taking out an insurance policy for what you need, you’re prepared for whatever adversity you end up facing. There are several important insurance policies you can get to cover you and yours in times of need. 

Why Should You Take Out an Insurance Policy?

By getting a comprehensive insurance policy, you cover your welfare and valuables against different risks, including fire, theft, accidents, or serious injury. 

Taking out a policy reduces stress levels and prevents you from worrying about the next steps after any of those risks play out in your life. When you know you have the policy to turn to when you need it, you can live your best life and be at ease about things, though you should still be careful. Life is unpredictable, and you shouldn’t take it for granted. Why not get coverage while you still can? The earlier, the better.

What Are the Important Insurance Policies?

There are various important insurance policies you can get to protect yourself and the things you value most. If you’re a homeowner, you should get homeowners to cover your home against potential damages from a destructive event. If you’re renting a home, renters insurance protects you against destructive events and other things not covered by your landlord’s insurance policy. 

For vehicle owners, auto insurance is a must to cover you when your car’s involved in an accident. Meanwhile, health insurance covers medical and surgical costs whenever you’ve suffered serious health issues or injuries. 

Browse our website to learn more about the important insurance policies we offer. Get your free quote from Prince Insurance today!