Without farmers, this country would not be what it is today. Farms play a vital role in society, providing food for communities and looking after the quality of the land. But hard work is not enough to protect your farm from the perils that can occur come wintertime. If you’re ready to protect your farm structure before winter strikes, here’s what you need to know. From hailstorms and floods, to broken equipment and losing animals, your farm needs comprehensive coverage.

Farm Insurance and Best Alternatives

There are several types of farmers’ insurance. Some policies offer coverage for your personal dwelling and your machinery. Others over protection for employees and even crop failure. But the most important thing on a farmer’s mind in the wintertime is the farm structure itself. If buildings go down in cold weather, you could lose your stock and your most important assets. It’s incredibly difficult to raise a new barn in the snow, for instance, even if you did have farm structures insurance. These are alternative options for coverage. Make sure you select a policy that protects what you need to be protected.

Farm insurance
Protect your farm with coverage for all your assets, including structures.

Coverage for Farm Structures

If you want to protect your personal farm dwelling as well as working structures on your property, then you’ll need farm structures insurance. You can cover your personal home (and everything inside it) along with the barns and buildings that house your equipment, stock, and animals. Once you’ve taken care of this essential coverage, then you can get liability coverage and employee protection, too.

Looking for an agent? The Prince Insurance team can help you review your options and select a farm structures insurance policy that meets your needs. We understand farmers and the risks you face in your business. Reach out for a quote, and we’ll get you started with a comprehensive policy that protects what is most important to you.