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Commercial Property Insurance Throughout the State of Colorado & Beyond

Product Overview

You work hard every day to make sure that your business stays up and running. From assisting customers and offering services to providing employees with jobs, your business is a powerhouse of activity. That is why it’s important to have the right insurance policy to cover your business. Accidents happen and the last thing you want as a business owner is to experience being out of commission and under the wrong policy for your needs.

When you work with our agents at Prince Insurance Group, you can rest easy knowing that they will listen to your specific needs to build a custom policy to keep your business protected from minor accidents or even major financial loss. Your place of business is more than just a location and the items within it. We understand that it is also a space for your employees to come in and work with the peace of mind that their workspace is covered from peril.


Download Commercial Property Insurance resources.

What Does Commercial Property Insurance Cover?

Securing commercial property insurance through Prince Insurance Group means that your company can have the ability to bounce back if things go wrong. We offer several forms of coverage to suit all kinds of situations for our clients in Wheat Ridge, Denver, Lakewood and all surrounding communities. Our agents can help you create a policy that keeps your small-to-medium-size business insured from top to bottom by covering such items as:

  • All office equipment including computers, phone systems and furniture (whether owned or leased)
  • Accounting records and other important company documents
  • Inventory
  • The building your business is housed in (whether owned or rented)
  • Manufacturing or processing equipment
  • Exterior items such as fences, signs and satellite dishes

Additional Business Protection

In some cases, your business can save more by combining your Commercial Property Insurance with a Commercial General Liability policy. Other items that are typically found in a Commercial Property Insurance policy includes Builder’s Risk insurance and Equipment Breakdown coverage. Builder’s Risk protects materials or equipment from damage or loss sustained during construction or remodeling, while Equipment Breakdown, or Boiler and Machinery, keeps any electrical, electronic, or pressurized equipment on your premises insured from breakdowns or loss. To find out more about combining coverages, contact Prince Insurance Group today.

Make sure your liability coverage fits your level of exposure by getting a commercial general liability coverage policy through Prince Insurance Group. Reach out to an agent or request a quote now to learn more about how commercial general liability insurance can help you.

Find the Proper Policy for Your Business

Commercial Property Insurance can be a complex and comprehensive form of coverage for a business. Every operation is different. For a full review of your business’ needs, request a free quote from Prince Insurance Group today. Don’t let the unexpected devastate your livelihood. Let us be your partner in securing your business’ future.


Prince Insurance Group helps find the right insurance for you and your needs.


Our team works with you to find the most affordable options for your situation.

Flexible Options

Our products are flexible and we work to find insurance specific to your needs

Unbeatable Service

We are just a phone call away throughout our entire relationship.

Common questions about Commercial Property Insurance

Get quick answers to some of the most asked questions about commercial property insurance. If you have additional questions, please contact us.  

Commercial property insurance: what is it?

Commercial property insurance can be described as one of the most important coverage types a business owner can get, particularly if they run a business from home. It offers much more coverage in comparison to homeowners’ insurance. Commercial insurance will safeguard your company and protect its tangible assets. It will cover replacement or repair costs in the event that your organization gets destroyed or damaged by fire or theft, among other losses.
Business property insurance is sometimes called commercial real estate insurance. It can help protect the following:

  • Personal property.
  • Inventory.
  • Equipment.

What does it provide coverage for?

Commercial property insurance will cover the following scenarios:

  • Your building is broken into, and your inventory is stolen.
  • The building that you rent is struck by lightning.
  • Your computers are destroyed or damaged by fire.

Commercial property insurance will also safeguard important company assets, including business income. It can take the place of income that you lost if you are unable to open your business due to a loss that it covers.
Every business’ needs are unique. We will work directly with you in order to personalize your policy. If you like, more protection can be added for important things like irreplaceable records and paperwork. Commercial property insurance can cover the following expenses:

  • Relocating records to prevent them from getting lost or damaged.
  • Safeguarding temporary storage.
  • Reproducing essential documentation.

What doesn’t it cover?

Commercial property insurance does not cover all property damages. For instance, the policy cannot be used for the following:

  • Property that is intentionally damaged by you or members of your company.
  • A brook close by overflows, post-rainfall, causing a flood in close proximity to your building. The flood subsequently damages the inventory you had inside it.
  • You wind up in an automobile accident while delivering something to a client/customer, damaging the vehicle in the process.
  • An employee of your company makes a hole in a neighboring business’ wall.
  • Customers drop their laptops when tripping over something in your workplace.

Other commercial insurance types are available to provide your company with more protection, including for the claims listed above.

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