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Coverage for your Business

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Protect your Investment

Product Overview

No matter what business you’re in, each workday is dedicated to doing your job well and providing your customers with the best service possible. Prince Insurance Group would like to return the favor by giving you the coverage you need to ensure the security of your business.

Resources

Download resources about business coverage.

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At Prince Insurance Group, we’re committed to keeping your business protected – so you can focus on your day-to-day operations. And with the right insurance plan, your business will be covered from top to bottom.

We offer the following options for your business assets:

  • Commercial property insurance
  • Commercial general liability
  • Business owners policy (BOP)
  • Inland marine insurance
  • Commercial auto insurance
  • Commercial umbrella insurance
  • Professional liability
  • Workers compensation
  • Crime insurance
  • And much more …

 

Benefits

Prince Insurance Group helps find the right insurance for you and your needs.

Affordable

Our team works with you to find the most affordable options for your situation.
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Flexible Options

Our products are flexible and we work to find insurance specific to your needs
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Unbeatable Service

We are just a phone call away throughout our entire relationship.
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Common questions about Business Insurance

Get quick answers to some of the most asked questions about business insurance. If you have additional questions, please contact us.  

Business liability insurance: what is it?

Business liability insurance can be described as commercial insurance covering an entity’s responsibility for injuries, damages, and losses. Liability insurance types include the following:

  • Employer’s liability insurance, which protects the business from lawsuits made by employees.
  • Commercial auto insurance, which is for accidents that involve company-owned vehicles.
  • Professional liability insurance, which covers work-related incidents that negatively affected a client.
  • Professional liability insurance, which covers property damage and customer injuries.

Business insurance: is it something I need?

Commercial insurance – a.k.a. business insurance – offers important protection for small businesses. If an accident transpires at your place of business, a lawsuit could be made against you. The expensive costs of medical bills, property damage, and litigation claims are the main reasons organizations need insurance. Risk exposure establishes the types of policies that you will need. The most popular policy happens to be general liability insurance. This protects the business from car accidents, including customer injuries. You might require more policies based on the amount of employees you have, if you own the building, have a company vehicle, or offer professional advice.

Does the law require you to have it?

In some instances, you must have business insurance for legal reasons. Many states require companies who employ people to acquire Worker’s Compensation insurance. Company-owned automobiles are obligated to have commercial auto insurance. Further, state laws might mandate some organizations to get insurance as an aspect of the overall licensing process. Bars generally must have a prerequisite like liquor liability insurance before applying for an official liquor license, to give you an example.